Good Friday's Provision Story with Ray Borg -  Stories of God’s provision can be encouraging but also leave us wondering, ‘why can’t it be me?’. Episode #425 of “Let’s Talk Money with Dave and Reb” explores the idea of Good Friday as we are reminded that provision and goodness from God is often not seen in the moment but leaves us with a sense of anticipation for what is to come. In the midst of moments fraught with worry and stress, Dave and Reb are joined by Ray Borg to revel in the beauty of the present moment and anticipate God’s goodness and provision. 

     To hear more of today’s conversation, tune in to this show sponsored by Trinity Family Wealth Advisors, an integrated team of experts, helping you manage wealth, while preparing your legacy and blessing others for generations. To connect with Tim go to https://trinityfamilywealth.ca/ and he will help you gain clarity, contentment, and freedom on your family’s journey. 

Tariffs and Investing with Brent Vandermeer -  The recent discussions around tariffs have brought confusion and worry to consumers as uncertainty grows about the Canadian economy. Dave and Reb invite Brent Vandermeer to create clarification around what tariffs mean and how they will impact consumers. Episode #424 of “Let’s Talk Money with Dave and Reb” confronts the uncertainty of both federal and individual finances and the importance of adaptability in the coming years. 

     Tune in to the show today to hear their conversation which is sponsored by Ottawa-based LTR Industries Architectural Millwork. You can learn more about this custom millwork and cabinet shop that enables innovation and creativity at https://ltrindustries.com/.

The Dos and Don'ts of Debt - “Let’s Talk Money with Dave and Reb” is brought to you today by the letter D! Good debt, bad debt, how do we determine what debt actually means and its impact on people today?

On Episode #423, Reb and Dave explore how scripture sees debt not as good or bad, but as a spiritual and financial burden. Listeners are encouraged in their journey with handling the burden of debt to go to God when making decisions around what is necessary debt.
     Tune in to the show today to hear their conversation which is sponsored by Ottawa-based LTR Industries Architectural Millwork. You can learn more about this custom millwork and cabinet shop that enables innovation and creativity at https://ltrindustries.com/.

God's Provision Story with Bill Stevens - God’s provision for us can seem far away and distant at times, leaving us with questions about the presence of evil in the world today. Episode #422 of “Let’s Talk Money with Dave and Reb” encourages listeners of God’s continued presence and goodness as Dave and Reb invite Bill Stevens to share the goodness of God. Bill shares how God has provided for him and his family and how intentional financial choices helped provide during hard times.
     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

Pheobe the Patron of Paul with Ray Borg - The stories of women in the Bible who supported the spread of the gospel are often overlooked and unexplored. On episode #421 of “Let’s Talk Money with Dave and Reb”, Dave and Reb invite Rev. Ray Borg to join them in exploring the concept of stewardship through the story of Phoebe, a gospel patron. Her generosity and utilization of her gifts inspires us to take joy in our giving and understand the silent impact we make on our communities through our own generosity.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

     To read the full article that inspired today’s show by Ron Cantor click the link here: From Rob Cantor
https://www.roncantor.com/post/are-you-a-phoebe

     To learn more about the Gospel Patrons ministry mentioned in today’s show, go to https://www.gospelpatrons.org/.

Values with Amanda Van Noppen - What motivates you?

     How do we understand what drives the decisions we make about money? Psychotherapist Amanda van Noppen is back on the show to discuss how values play a role in motivating how we connect to others and money. Episode #420 of “Let’s Talk Money with Dave and Reb” explores the values behind the financial goals that are made and encourages listeners to be aware of why they are pursuing certain financial goals.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

     To learn more about Amanda, go to https://vannoppentherapy.com/ Or on instagram: vannoppenpsychotherapy.

The Credit Trap - Credit card debt is a weight that 50% of Canadians carry month to month in their money journey. How does such a convenient tool become harder and harder to pay off?

     Reb and Dave discuss how the concept of minimum payments and accumulation of interest on missed payments make it harder to repay the debt. Episode #419 of “Let’s Talk Money with Dave and Reb” encourages listeners to be aware of how credit card debt can impact financial and spiritual well-being in the long-term.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

     To read more about what happens when you don’t pay your credit card go to https://www.creditcanada.com/. To read the article mentioned in today’s show go to https://www.creditcanada.com/blog/what-happens-when-you-dont-pay-your-credit-card-in-canada

God's Provision Story with Nancy Steele - How do we trust God’s provision when it seems that there are no answers? Dave and Reb invite Nancy Steele to share her story of God’s provision during years of health and financial distress. Episode #418 of “Let’s Talk Money with Dave and Reb” explores what it means to wait, listen, and seek God first when the plans we make for ourselves fall apart. Nancy inspires listeners to follow God’s lead amidst fear and doubt and trust in His provision.

     Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor.

     To learn more about Nancy Steele go to   https://fromstumblingblockstosteppingstones.com/ or find her books here: From Stumbling Blocks and here: Love Defined.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

CRA Reviews with Stephen Tibben - Why do I have to pay taxes? What is a CRA tax review and why do they do it? How do I know it's not a scam? Tax specialist Stephen Tibben joins Dave and Reb in the midst of tax season to answer these questions and more about taxes, CRA, and what it means to pay taxes in Canada. On episode #417 of “Let’s Talk Money with Dave and Reb”, Stephen clarifies tax reviews and tax reassessments and explores the importance of being financially accountable in preparation for tax season.

     Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition

Discovering His Ways in Your Finances with Ray Borg - Transition and change is an expected part of life and yet the financial change that occurs during change is often left out of the conversation. Rev. Ray Borg joins Dave and Reb on episode #416 of “Let’s Talk Money with Dave and Reb” to share his experience with transition and explore the reasons why financial change is often not planned for or discussed. The co-hosts encourage asking the hard questions and putting God’s timing first as we navigate change and transition.

     Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

     To read Hilda Chen’s book Stones of Celebration: Building a Life Empowered by God’s Presence that was mentioned on today’s show, you can find it here: https://www.amazon.ca/Stones-Celebration-Building-Empowered-Presence/dp/1961557304

Car Shopping with Dave, Part 2 -  Car expenses are one of the largest ongoing expenses in a household and Dave and Reb return to the studio to continue the conversation on car shopping with some practical advice on how to navigate car decisions. On episode #415 of “Let’s Talk Money with Dave and Reb”, listeners are given an inside look at Dave’s past life as a mechanic and the responsibility of stewardship when making financial decisions. Car shopping goes beyond simple math and examines how the heart issues behind the financial decisions create barriers to healthy financial planning.
     Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

Standing Firm in Your Finances -  With the constantly shifting nature of conversations around money and the upcoming tariffs, Dave and Reb invite listeners to stand firm and deeply lean into God. Episode #414 of “Let’s Talk Money with Dave and Reb” explores the things that Christians are able to do to encourage themselves and their neighbours as well as the resources available to those struggling. As we navigate the coming year with all the changing money conversations, Dave and Reb share encouragement found in God.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

Scar Tissue with Danny Covey -  Giving your anxieties to God is not an easy thing to do, especially in the face of financial distress. Dave and Reb are joined by guest author Danny Covey to hear his story of financial freedom and miraculous blessing from God in the face of a health and financial crisis. Episode #413 of “Let’s Talk Money with Dave and Reb” encourages listeners to pursue wisdom, humility, and God’s hand, even in the midst of asking 'why?'.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

Getting Prepared for Taxes with Stephen Tibben -   Tax season is coming! Episode #412 of “Let’s Talk Money with Dave and Reb” invites More Than Enough’s tax professional, Stephen Tibben, to discuss best practices when preparing for tax season. Dave and Reb know that preparing for tax season may not be the most fun event of the year but emphasize the importance of preparedness for making the season easy and encouraging generosity for the coming year.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

Financial Guard Rails -   Have you ever fallen asleep at the wheel? What about falling asleep at your financial wheel? Reb and Dave warn listeners of the dangers of becoming passive and unaware of their finances. It is easy to fall into a financial coma, through overwhelm or fear and episode #411 of “Let’s Talk Money with Dave and Reb” urges people to wake up to their finances. Instead of managing money through a shame and fear that makes people hide, the co-hosts encourage a wakefulness that is inspired by the kingdom of God and a desire to love others.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

Simplicity, Clarity and Consistency -   Happy New Year! Dave and Reb bless listeners with the peace of God and bring hope as people look forward to the new year. Episode #410 of “Let’s Talk Money with Dave and Reb” identifies the desire to run from the challenges of the future and reminds listeners to cling to each other and find comfort and hope in God. In times of struggle, instead of shrinking away from life, Reb and Dave encourage listeners to keep their financial lives clear, simple, and consistent.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

The Last Show of the Year -   Where was God at work in your life this year? Is there something you’re grateful for? Dave and Reb acknowledge the financial hardships this year has brought for many people but episode #409 of “Let’s Talk Money with Dave and Reb” refocuses on the thankfulness that can be found. The co-hosts challenge listeners to find those things in their life that are often overlooked but speak to provision from God. Dave and Reb provide questions and tools to help guide reflection of your finances in 2024.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

The Light of Christ in Our Finances -  As we approach the shortest day of the year and the end of advent, it is the Light that we anticipate. On episode #408 of “Let’s Talk Money with Dave and Reb”, the co-hosts bask in the beauty of the preparation and anticipation of Christ. Dave and Reb encourage listeners to take a breath and see that the Light has come and provides hope for the future. In times that seem dark, both seasonally and emotionally, find hope because the Light of Christ has come!

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

Can the Older Brother Find His Way Home with Rev. Ray Borg - What kind of assumptions are we making about others on their financial journeys? Are we judging, putting up barriers, or closing our hearts to generosity, compassion, and understanding because of our own ideas about the financial behaviours and struggles of others?

     In episode #407, Rev. Ray Borg joins Dave and Reb in this conversation of discovery as they look at the Older Brother in the parable of the Prodigal Son, and how we can sometimes reflect the same attitudes he had towards his younger brother.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

Car Shopping with Dave - Did the disciples drive a Honda?

     On episode #406 of “Let’s Talk Money with Dave and Reb”, Dave shares a surprising Bible verse that talks about cars! The co-hosts take time to explore Dave’s past career as a mechanic as Reb interviews Dave about the spiritual and physical considerations to think about before making a car purchase. Buying used? Buying new? What about financing? Should you pay all cash? Dave and Reb dive into these questions and how the Bible can inform our choices.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

     To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition.

What Are You Anticipating? - Black Friday sales are out! One of the biggest shopping days in North America and a much anticipated day for many people looking for deals and ways to save.

     Episode #405 of “Let’s Talk Money with Dave and Reb” looks at the history of Black Friday but also looks at how this day can reveal what we are anticipating and the true desires of our hearts. Dave and Reb spend time acknowledging the urgency that Black Friday pushes and the financial breathing space that comes with anticipating, not just sales on Black Friday, but the expenses of everyday life.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here!

Returning Home with Rev. Ray Borg - Returning to healthy financial habits in moments of financial distress is a good thing, but are we returning out of shame and despair, or in pursuit of hope and reunion with God?

     On episode #404 of “Let’s Talk Money with Dave and Reb”, the co-hosts invite Rev. Ray Borg to explore the story of the prodigal son, and how it relates to our own return home in regard to our financial journey.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here!

Applying Financial Literacy with Dave and Reb - You’ve learned to talk about your money story, so what’s next? Dave and Reb continue their conversation this financial literacy month and discuss how to apply the things you learn about your finances in healthy ways that center pursuing Christ and the Kingdom of God.

     Join Dave and Reb on Episode #403 of “Let’s Talk Money with Dave and Reb” as they focus the conversation on both hearing and applying financial literacy skills and pursuing Christ both individually, and in the communities around us.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

     To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here!

Financial Literacy with Dave and Reb -  Financial Literacy Month is upon us! During this season of financial stress, Dave and Reb introduce the theme of this year's financial literacy month with a focus on how to be effective and productive in your conversations around money. Episode #402 of “Let’s Talk Money with Dave and Reb” acknowledges that learning to talk about money is an often forgotten part of financial literacy but one that is easily fixable!

  Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

  To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here!

Is Giving $20 a Week Generous? With Lori Guenther Reesor -  What does giving really mean? Can you put a price tag on generosity? Is $20 generous? Dave and Reb are joined by Lori Guenther Reesor on episode #401 of “Let’s Talk Money with Dave and Reb” to answer these questions and discuss new ways that Canadians can approach giving in their community and how God works through even the 'simplest' forms of giving.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship.

    To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here!

     To visit Lori’s website, please go to https://lgreesor.com/. To read the blog that today’s show is based upon, go to https://lgreesor.com/blog/is-giving-20-a-week-generous-deep-data-dive-2024-3.

Transforming Young Minds: Thinking about Careers with Natalie Rowe #400 -  Join Dave and Reb this week as they celebrate episode #400 of “Let’s Talk Money with Dave and Reb”!!! The co-hosts invite Natalie Rowe back to the show to encourage young minds to transform how they think about pursuing income building in their career and how older generations can nurture that shift in thinking. From limiting beliefs to failing forward, Natalie addresses the common fears when thinking about career choice or transition. 

     “Your mind is powerful. It can limit you, or it can propel you forward…If we are going to be transformed, it has to begin with the mind,” says Natalie Rowe. 

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. 

     To visit Natalie’s website and learn more about the work she is doing, go to Transforming Minds International at https://transformingminds.ca/.

     To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

Making It Work: Side Gigs with Natalie Rowe -  Dave and Reb dive into the topic of generating income with Natalie Rowe who gives a refreshing perspective on the ‘side hustle’. Episode #399 of Let’s Talk Money with Dave and Reb” invites listeners into exploring how they can increase income through utilizing their gifts and creatively exploring the financial world. 

     “Diversify. Do not knot your hand. Do not withhold. Sow widely,” advises Natalie Rowe. “The question often becomes not where to cut back expenses, but how to increase income”.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. 

     To visit Natalie’s website and learn more about the work she is doing, go to Transforming Minds International at https://transformingminds.ca/.

     To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

The Pursuit of Money with Rev. Ray Borg -  What are you pursuing? What do you live for? And how is that shaping your life? Dave and Reb are joined by Rev. Ray Borg to wrestle with these questions on episode #397 of “Let’s Talk Money with Dave and Reb”. Discussions on limiting beliefs around money and the judgment that comes out of the pursuit of money guide the conversation as the co-hosts encourage listeners to shift how their heart is leading their financial journey. 

     “Jesus taught us to pray ‘give us our daily bread,’” reminds Rev. Ray Borg. “it refocuses us to the practical simplicity of the gospel, walking with Jesus, having Him in our lives, and being grateful for all that He’s done for us.”

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. 

     To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

     The video from Bob Lotich at SeedTime referred to in today’s podcast can be found here: Seedtime video: Is money the root of evil?

Walking Together in Finances -  Shame, fear, and loneliness can plague your financial journey but Reb and Dave take time this week to encourage listeners to lean into their community and step out of isolation. Episode #396 of “Let’s Talk Money with Dave and Reb” encourages finding people around you who have a heart of caring and a desire to build community.

     “We aren’t alone,” says Reb. “In our finances we may manage our finances alone, but we can still walk with others and be accountable to others”. 

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. 

     To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

Four of Life's Most Critical Questions with Tim Jenkins -  What questions should you be asking when you are estate planning or looking at retirement? Tim Jenkins joins Dave and Reb on episode #396 of “Let’s Talk Money with Dave and Reb” to give an inside look at four key questions he consistently addresses with his clients and the Biblical principles that are wrapped around both the questions and answers. 

     Tim Jenkins reminds listeners, “As soon as you identify that you have a plan to reach the finish line, there is clarity, then you can have contentment around that. This gives freedom to live without having all your decisions based around money.” 

     To hear more of today’s conversation, tune in to this show sponsored by Trinity Family Wealth Advisors, an integrated team of experts, helping you manage wealth, while preparing your legacy and blessing others for generations. To connect with Tim go to https://trinityfamilywealth.ca/ and he will help you gain clarity, contentment, and freedom on your family’s journey. To read a blog related to today’s show, go to https://trinityfamilywealth.ca/four-of-lifes-most-critical-questions-2/.

     To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

Is God Holding Out on You? with Rev. Ray Borg, Part 2 -   Fear can be a prison, but how can focusing on the wonder of God be a tool to help free us? Episode #395 of “Let’s Talk Money with Dave and Reb” welcomes back Rev. Ray Borg to continue the conversation about wonder. The co-hosts encourage listeners that knowing their limiting beliefs can be the first step in creating space to face their financial journey.

     “In our finances, we can be walking inside our prison when the door is wide open. But we have to do something different, to look up to God, to find the change,” says Dave. 

     To hear more of today’s conversation, tune in to this show sponsored by Trinity Family Wealth Advisors, an integrated team of experts, helping you manage wealth, while preparing your legacy and blessing others for generations. To connect with Tim go to https://trinityfamilywealth.ca/ and he will help you gain clarity, contentment, and freedom on your family’s journey. 

     To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

Make It Rain: Apps and Tools, Part 2, with Hope Van Noppen -   Dave and Reb are joined again by their daughter Hope on episode #394 of “Let’s Talk Money with Dave and Reb” to continue answering your questions on budgeting. Hope lists the top five budgeting apps she found amidst her research and continues to explore the nuances of finding an app that works for you. Dave, Reb, and Hope encourage listeners to slow down and simplify the budgeting process. 

     Focusing on Luke 14, Rebecca addresses the responsibility of Christians by saying, “As Christian people, we are using these apps and tools to help manage and steward but we still need to turn to God and look to him to count the cost.The bank account and apps will tell us one thing… but is it reflecting back to me the values I say I have.”

     This episode is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

Make It Rain: Apps and Tools with Hope Van Noppen -   Budgeting is an important part of organizing your finances, but how do you start? Tune in to hear Dave and Reb on episode #393 of “Let’s Talk Money with Dave and Reb” as they enlist the help of their daughter Hope to answer your questions around budgeting apps and emphasize the importance of safety in navigating online budgeting tools. 

     “A tool is only good if you are using the tool. You can have all the greatest apps in your phone, but if you never use them, they won’t do you any good,” emphasizes Rebecca. “Find the tool that works for you.” 

     Tune in to hear this episode that is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

Mc-cession or Re-cession? -  What may feel like a recession in Canada isn’t exactly a recession according to traditional definitions, and on today’s episode #392 of “Let’s Talk Money with Dave and Reb”, the co-hosts talk about the new buzzword “me-cession” that is representative of how Canadians are feeling about the current economic climate. 

     The “me-cession” word is attributed to Charles St-Arnaud, chief economist at Alberta Central. Others are calling it the “per capita” recession where individuals and families are experiencing recession-like symptoms as they tighten their financial belts alongside increased inflation and interest rates. However, on an aggregate level, Canada’s economy is either holding or experiencing small growth, and technically Canadians are not in a recession because of the growth of the gross domestic product (GDP).

     “Whatever you call it, Canadians are feeling financial pressure, and as always, we want to encourage listeners to keep planning what they spend, and then stick to that plan,” Reb says.

     To learn more, listen to the show, or link to these articles:

• https://www.cbc.ca/news/business/world-market-united-states-recession-1.7285512
• https://thoughtleadership.rbc.com/canadas-economy-might-not-be-in-recession-but-it-feels-like-one/
• https://www.cbc.ca/news/canada/calgary/alberta-economy-recession-me-cession-1.7284314?utm_source=Prosper+Canada+Subscriptions+%5BAll%5D&utm_campaign=0115dfd2e9-Media_Monitoring_January_8_COPY_01&utm_medium=email&utm_term=0_536ea6808f-0115dfd2e9-209782524&mc_cid=0115dfd2e9&mc_eid=e2030b7b95

     Today’s episode is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

Building Resilience with Amanda Van Noppen -  What does it take to go through challenging financial times? Dave and Reb welcome back psychotherapist Amanda Van Noppen on episode #391 of “Let’s Talk Money with Dave and Reb” to talk about building resilience on your financial journey. They talk about the importance of connection, community, and contribution, as part of harnessing resources to sustain wellbeing.

     They talk about the many definitions of resilience and the challenge to understand what it means. Resilience is the process of adapting well in adversity, but it also involves harnessing outside resources to sustain wellbeing.

     “It’s not just internal, it is this process and this skill that we develop outside of us and develop in the community around us,” Amanda says. “It is more than just wondering ‘do we have resilience or not?’”

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! 

     To learn more about Amanda, go to https://vannoppentherapy.com/ Or on instagram: vannoppenpsychotherapy.

Is God Holding Out on You? with Rev. Ray Borg -  It started with a quote from Dave. Do we create our own wonder and do we believe God is holding out on us? Those are the thoughts prompting today’s discussion with Rev. Ray Borg on episode #390 of “Let’s Talk Money with Dave and Reb”. Together they dig deep and encourage listeners to peel back the layers of their belief systems, and respond to Jesus’ invitation.

     “Jesus has already given us the hope found in Isaiah 61 and offers it as an invitation to us,” Ray says. “He invites us to see that He is with us in the pain and pressure and grief and He wants to give us a new hope and perspective in it. He is not holding out on us, but we do get to experience Him in the process just as He experienced His Father’s presence in His hard things. That is what held him steadfast.”

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to Cultivating Trust here! Or www.morethanenoughbooks.ca. 

     To hear the comments from Dave that prompted today’s show, you can find it here: Restoring Wonder on Let’s Talk Money With Dave and Reb (timestamp 13:11).

Getting Into the Knitty Gritty -  Dave and Reb continue their discussion around the financial fitness basics, and get into the knitty gritty of practical financial habits on episode #389 of “Let’s Talk Money with Dave and Reb”. Savings jars, emergency cushions, and more financial fun are a part of the discussion.

In today’s show, Dave and Reb give the reasoning behind some of the pieces of the Financial Fitness Seminar. You can find the recorded seminars here:

1. Financial Fitness Seminar link
2. Debt Snowball Link

     To go to a live and online event, go to morethanenough.ca to register.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here! Or www.morethanenoughbooks.ca.

First Financial Steps Forward -  Here they are again, getting into the financial basics on “Let’s Talk Money with Dave and Reb”. On this week’s episode #388, Dave and Reb take a high level look at some of the topics they tackle in the quarterly online Financial Fitness Seminar offered at More Than Enough. Together, they give the reasoning behind some of the topics like “your big why”, financial awareness, and the three Ps of pain, purpose, and pleasure. The next live seminar will be held Tuesday, September 24, 2024. To go to any of these live and online events, go to morethanenough.ca to register. You can find the recorded seminars here:

1. Financial Fitness Seminar link
2. Debt Snowball Link



     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here! Or www.morethanenoughbooks.ca.

What Does Planning and Saving for the Future Look Like? -  ‘How do I save with the rising cost of living?’ Join Dave and Reb as they address this frequently asked question on episode #387 of “Let’s Talk Money with Dave and Reb '' and encourage listeners to turn to God to plan for the future. While there are a myriad of tips and tricks to saving money, turning to God and figuring out what will work for your individual family or situation will make the most impact on your savings.

     Tune in to the show today to hear their conversation which is sponsored by Ottawa-based LTR Industries Architectural Millwork. You can learn more about this custom millwork and cabinet shop that enables innovation and creativity at ltrindustries.com. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here! Or www.morethanenoughbooks.ca.

     To read the blog by Lori Guenthor Reesor mentioned in today’s show go to: lgreesor.com.

Restoring Wonder with Ray Borg -  What drives contentment and how do we create an attitude of wonder even in financially difficult times? Dave and Reb are joined by Ray Borg on episode #386 of “Let’s Talk Money with Dave and Reb” to discuss the connection between dissatisfaction and wonder and ask the question of viewers, ‘what are you looking for and whom are you seeking?’.

     Tune in to the show today to hear their conversation which is sponsored by Ottawa-based LTR Industries Architectural Millwork. You can learn more about this custom millwork and cabinet shop that enables innovation and creativity at ltrindustries.com. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here! Or www.morethanenoughbooks.ca.

     To learn more from Madeleine L’Engle’s book mentioned in today’s show, read And It Was Good: Reflections on Beginnings found here.

Counting the Cost of Home Ownership -  Buying a home, no matter your financial situation, comes with many big discussions around the cost. Buying a home involves considering the future costs that will appear with the responsibility of caring for a home. Join Dave and Reb on episode #387 of “Let’s Talk Money with Dave and Reb” as they explore the unknown or ignored costs of home ownership, on both the financial and spiritual side.

     Tune in to the show today to hear their conversation which is sponsored by Ottawa-based LTR Industries Architectural Millwork. You can learn more about this custom millwork and cabinet shop that enables innovation and creativity at ltrindustries.com. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here! Or www.morethanenoughbooks.ca.

     To learn more about this topic from investopedia.com, go to: investopedia.com/the-hidden-costs-of-owning-a-home-4776306

Holiness and Money with Karen Stiller -  Getting SMARTER > What does it mean to lead a holy life? And what does this have to do with money? Dave and Reb have a delightful and earnest conversation with Ottawa author Karen Stiller on episode #386 of “Let’s Talk Money with Dave and Reb” about holiness and money, and how walking with God is an invitation out of worry.

     “If we wait until we feel like doing things or feel like going deeper in something, often we won’t,” Karen says. “It is an act of the will in response to the love of God. We are safe to try and lead a holy life and we are safe to trust God with our money.”

     Tune in to the show today to hear their conversation which is sponsored by Ottawa-based LTR Industries Architectural Millwork. You can learn more about this custom millwork and cabinet shop that enables innovation and creativity at ltrindustries.com. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here! Or www.morethanenoughbooks.ca.

     To learn more about Karen Stiller, go to karenstiller.com. She is a communicator, writer, podcast host, and co-editor of the magazine Faith Today. To order her book Holiness Here: Searching for God in the Ordinary Events of Everyday Life, you can find it here.

Halfway There! -  Getting SMARTER > As we approach getting halfway through 2024, Dave and Reb reflect on the first half of the year and ask listeners, “how are you?”. On episode #385 of “Let’s Talk Money with Dave and Reb”, Dave and Reb encourage listeners to pause and take a moment to reflect on their financial journey through 2024 and reorient towards their goals and hopes for the next part of the year. Whether that is deciding to set aside $10 to save or pay off a debt, pausing to look back at the year encourages a reset or realignment towards what God has called us to.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

     To find the blog about SMART and SMARTER goals, go here: morethanenough.ca

What Game Are You Playing? with Rev. Ray Borg > Everyone has different financial goals and rules in their financial journey. Dave and Reb are joined by Rev. Ray Borg on episode #384 of “Let’s Talk Money with Dave and Reb” to discuss the importance of identifying the financial game you are playing and how it aligns with those around you. Being in financial alignment with your community and your partner and deciding on a financial ‘game’ strategy will help safely and effectively navigate the environment.

     Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to financialdiscipleship.ca. To order Reb's e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

Managing Money from Paycheque to Paycheque with Dave and Reb > Living paycheque to paycheque has often been spoken of as something shameful, but is it really that bad? Reb and Dave redefine what it means to live paycheque to paycheque on episode #383 of “Let’s Talk Money with Dave and Reb”. By managing your paycheque, you can identify the leaks in your financial boat that you might be unaware are happening and become more aware of your financial journey. 

     “Sometimes managing your paycheque requires going week by week to tell your money where to go,” explains Reb. “There are seasons of lack where you have to go to the Lord every week to ask for help in managing the resources you have.”

Dave Answers Your Mortgage Questions > Do you have concerns about mortgages and the changing interest rates in Canada? On episode #382 of “Let’s Talk Money with Dave and Reb”, Dave comes on the show to answer your burning questions about mortgages, the impact of changing mortgage rates, and what that means for your mortgage purchase or renewal.

     “Most noticeably, what the changing interest rate impacts is the psyche of the buyers.” says Dave as he looks at the future of the mortgage and real estate market. 

Our Role to Play > In light of the Canadian governments release of the 2024 budget titled, “Fairness for Every Generation”, what should Canadians really expect? Dave and Reb explore the responsibility of individuals and communities in episode #381 of “Let’s Talk Money with Dave and Reb”. Instead of focusing on comparison and diving into what the particulars of the shifting budget, Dave and Reb encourage listeners to see where they can create a plan to be accountable in community with one another and trusting God with what is available. 

     In light of the government’s commitment to providing a financially fair Canada, Rebecca asks listeners, “Is the goal as Christ followers to live a secure, fair, middle-class life?”. 

     To find the resources mentioned on today’s show go to https://learninghub.prospercanada.org/. To find the benefits wayfinder and learn more about benefits available for you, go to https://benefitswayfinder.org/. To read more information about the Canadian government’s “fairness for everyone” announcement earlier this spring, link here.

Released from Shame with Amanda van Noppen > How do we take ownership of our story and rejoice in what we have when shame becomes attached to our identity and tells us to hide? On episode #380 of “Let’s Talk Money with Dave and Reb”, psychotherapist Amanda van Noppen addresses the limiting behaviour that comes out of shame and how your brain’s response to shame impacts your financial story. Tune in and listen as Amanda coaches Dave and Reb through tools to identify and prevent shame from controlling and influencing their behaviour. 

     “Shame says hide me away, keep me quiet, make me small,” reflects Amanda. “Shame becomes an identity and then we feel like we have to hide our mistakes.” 

     To learn more about Amanda, go to https://vannoppentherapy.com/ Or on instagram: vannoppenpsychotherapy

E-Fit launching at MTE with Ray Borg > Exciting announcements as Dave and Reb share the launch of a new program from More Than Enough, 16 years in the making! Ray Borg joins Dave and Reb on episode #379 of “Let’s Talk Money with Dave and Reb” to ask questions about the inspiration behind their new self-learning E-FiT program that touches on all the foundational building blocks of More Than Enough's coaching identity. 

     “The DNA of the E-FiT program is creating foundational pieces around what is needed to get started and take that first step toward financial freedom,” says Dave. 

     To register for E-FiT, please call the More Than Enough office at 613-520-4157 or send an email to info@morethanenough.ca.

A Journey in Investing > Dave and Reb are joined by Brent Vandermeer on episode #378 of “Let’s Talk Money with Dave and Reb” to continue the conversation on the heart issues of money around investing and answer practical questions about how to invest. Brent tells his story of becoming an investor to teach practical tips around investing in real estate and creating an investment portfolio to generate good returns. 

     “You need to decide for yourself what phase of life you are in and what options will be the best for you,” Brent encourages. “Investigate to see what will work best for your current financial situation.”

Generating Income for a Purpose with Brent Vandermeer > With the changing interest rates and excitement of investing, Dave and Reb welcome Brent Vandermeer to look at the purpose behind investing and how it connects to the heart issues of money. On episode #377 of “Let’s Talk Money with Dave and Reb”, Brent reminds listeners that there is an intimate connection between interest rates and inflation and explains the importance of understanding that relationship to find purpose for their money. 

     “We didn’t prepare, we consumed,” noticed Brent as interest rates dropped. “With every consumption, you have to ask ‘is this something that I’m supposed to be doing?’”

The Gift of Struggle with Tim Jenkins > How do you leave a financial legacy that doesn’t wreck your kids? Dave and Reb welcome Tim Jenkins to the show to talk about the importance of generational financial education and training and the long term impact it can have on families. Episode #376 of “Let’s Talk Money with Dave and Reb” wakes up listeners to the type of financial legacy they are leaving their children and grandchildren. 

     “It’s not a silo of individuals,” says Dave. “It’s about what we do with the resources we have but also our responsibility before the lord to our families and future generations.” 

     To hear more of today’s conversation, tune in to this show sponsored by Trinity Family Wealth Advisors, an integrated team of experts, helping you manage wealth, while preparing your legacy and blessing others for generations. To connect with Tim go to https://trinityfamilywealth.ca/ and he will help you gain clarity, contentment, and freedom on your family’s journey. To read blogs related to today’s show, go here and here. You can find another article here as well.

The Flow of Money > Dave and Reb catch up with listeners as they spend time in Isaiah 40 and create a space to receive encouragement from God. Episode #375 of “Let’s Talk Money with Dave and Reb” reminds listeners that the flow and current of money, as with water currents, requires readjusting and readapting to the specific circumstances that people are dealing with. Finding the right tool to contain and manage provision is an important step in becoming financially responsible.

     “Provision is God’s domain and when He pours into our life we need a mechanism, a vessel to hold the outpouring of his provision,” David says. 

The Story We Tell Ourselves > While money and numbers may be black and white, the story behind the money is often a lot more complicated than it looks at first glance. In episode #374 of “Let’s Talk Money with Dave and Reb”, Dave and Reb look at the story money tells us and the disillusionment that comes when you really look at what your money is saying. Does the story we tell ourselves align with the reality of our financial situation?

     “We get to an intersection in life and all of a sudden the path diverges in life. You go through the disillusion, grieving stage and then wonder, what narrative have I been believing? What is the story that God wants to write in my life and my financial journey? If you cling to the old idea, you can never move forward.” – Reb 

Coaching Freedom with Gwen Stokes > Dave and Reb are joined by Gwen Stokes on episode #373 of “Let’s Talk Money with Dave and Reb” to hear about Gwen’s journey in financial coaching with More Than Enough. By focusing on the practical tools in cash-flow coaching and the exploration into the heart issues surrounding her money story, Gwen encourages others by sharing how she recommitted her financial journey to Christ.

     “When you get in the position where you feel so overwhelmed with your finances, having someone to set your feet on solid ground becomes an amazing journey,” says Gwen Stokes. 

Give Us This Day Our Daily Bread > Dave and Reb explore the practical and heart issues surrounding walking with God daily in seasons of need. On episode #372 of “Let’s Talk Money with Dave and Reb”, they challenge listeners to not only turn to God for direction on their daily needs, but also question how that direction aligns with God’s will and His way. Whether it’s manna in the desert or a mortgage payment, Dave and Reb encourage listeners to see that God has a plan.

     “It requires allowing God to speak to your heart about the practical daily bread, but also allowing the Word to speak to you individually about how to do the Lord’s will and His way,” says Dave.

The Marker Point of Obedience > What do nurture and obedience have in common, and what do they have to do with money? On episode # 371 of “Let’s Talk Money with Dave and Reb”, Rev. Ray Borg shares a story of persevering obedience when a journey of financial giving turned into more than he expected. Following God’s directive became a marker point that led Him to grow in financial awareness and the need to nurture God’s word as a seed in His life.

     “I realized through the process that I did hear from the Lord, and I needed to be obedient even if the outcome wasn’t clear,” Ray says. “Creating space to nurture God’s word in my heart and emotions is very important so that His word settles in. It is then I can take it to heart and be obedient.”

Intentional Holiday Planning > It’s March break in many places across the country and people are either heading south or dreaming about it.

     On episode #370 of “Let’s Talk Money with Dave and Reb” the co-hosts talk about holiday planning that not only includes financial awareness, but God awareness. The old english word for holiday actually means ‘holy day’ and Dave and Reb encourage listeners to set apart time to not simply ‘vacate’ life, but to rest and take time with the Lord.

Hang on to Common Sense > No matter how good at math or stewardship you think you are, there is always this certainty that your life brings uncertainty. As much as we’d like to plan for everything, we just can’t because we can’t fully know the future.

     On episode #369 of “Let’s Talk Money with Dave and Reb”, the co-hosts talk about the importance of verses found in Proverbs 3 that encourage God’s people to walk in common sense and discernment, especially in regards to the unknown. They help listeners think about how to apply common sense and discernment to daily financial management.

Getting Real About Debt > Dave and Reb want to talk about money, and they want to help you face your debt issues head on! On episode #368 of “Let’s Talk Money with Dave and Reb” they want listeners to get real about financial debt by facing their own financial stories and making a plan. They revisit this much-talked about topic with help from Scripture verses like Psalm 37:21 and James 1:27. Understanding net equity and knowing where you stand at this time and season is also a helpful place to start.

     “Remember that it is in debt we are putting ourselves in a position of being enslaved to someone else,” Dave says.

     Recent statistics reveal a bleak outlook for Canadians with 45 per cent of Canadians being just about $200 away from meeting financial obligations.* However, Dave and Reb want to encourage people not to lose hope. Getting real about your financial situation is just the beginning of finding your way through.

Expanding Our Window of Tolerance with Amanda Van Noppen > How do you talk about money when the stresses and strains of life push you into spaces of overwhelm? How do you know when you are just too stressed to talk about money but you know you need to? On episode #367 of “Let’s Talk Money with Dave and Reb”, the co-hosts welcome Psychotherapist Amanda Van Noppen to talk about windows of tolerance and how to recognize when we get outside of those windows. Turning to flight, fight, or freeze options for coping, we can find ourselves unable to manage communication around money, or the sound financial practices we want to develop. 

     Tune in to the show for tips on how to get back into your tolerance windows so money conversations are helpful and hopeful. Some of Amanda’s tips include deep breathing, going for a walk, giving or receiving hugs and comfort, or finding the best ways for connection you enjoy.

More Financial Reference Points with Rev. Ray Borg >  With so much information bombarding us daily, we can use all kinds of financial markers to determine whether or not we are managing our finances well. On episode #366 of “Let’s Talk Money with Dave and Reb”, Rev. Ray Borg engages more conversation with the co-hosts about what these look like in our lives. Following the biblical principle of giving is one such marker.

     “God expresses His love to us by giving us resources and we can ask ourselves ‘how are we using these resources for His glory?’” Rev. Borg says. “We can look at whether we are giving at all, and if we are, then where are we giving.”

Welcome to Our Tax Prep Party >  Are you the type of person who drags your feet when it comes to tax preparation? On episode #365 of “Let’s Talk Money with Dave and Reb”, the co-hosts welcome back the More Than Enough Tax team to talk about hosting a Tax Prep Party. It’s an idea they generated to inspire people to add a bit of fun to the tax season and do it with community around you. 

     “Preparing is always a good idea because it can quickly turn into a messy financial situation if you remain unaware,” Reb says. “Having a party simply makes it more fun and enjoyable while you get the job done!”

     To find a list of necessary tax items needed to file with the Canada Revenue Agency go to https://morethanenough.ca/taxes/.

Mortgage Renewals Are Coming - Are You Ready? > Financial housing experts say there are 2.2 million mortgages coming up for renewal in the next two years. On episode #364 of “Let’s Talk Money with Dave and Reb”, the co-hosts encourage listeners to face what is coming especially if they know their monthly mortgage payments are going to experience an increase. 

Dave and Reb make a few suggestions on how to manage the upcoming renewals by encouraging listeners to increase how much they can pay right now, even if their renewal isn’t happening for a few months. They also suggest looking at any lifestyle changes that could save money and go towards the mortgage.

“Getting a clear picture of where you are financially, right now, is a great place to start,” Dave says. “This will help you manage the changes that are coming.”

Loud Budgeting Pushback > Loud Budgeting. A new trend that influencer Lucas Battle named and voiced in a recent TikTok video has taken hold of people’s imaginations. (You can find it here: https://www.tiktok.com/@lukasbattle/video/7317757538676641066) Loud Budgeting is not about not having enough money, but about telling people “I don’t want to spend”. On “Let’s Talk Money with Dave and Reb” episode #363, the co-hosts dig into this new idea as a form of pushing back against the tide of consumerism and debt. 

     “There is a message from some media sources that leaves people feeling there is nothing they can do about the economic reality they are facing with strained finances,” Dave says. “That is simply not true, and Loud Budgeting takes a stand and says ‘let’s do something about it!’”

Marker Points for 2024 with Rev. Ray Borg > What are your financial reference points in 2024? Dave and Reb begin a discussion with Rev. Ray Borg from Financial Discipleship Canada about what we use as marker or reference points in determining our financial and spiritual successes. On episode #362 of “Let’s Talk Money with Dave and Reb” they talk about the differences between blessing and privilege and how our perceptions of God and our financial behaviour have a direct impact on our attitudes around God, ourselves, and money. 

     “Sometimes we can be so focused on building our own comforts we don’t see that we are creating false narratives around money,” Dave says. “We need to be careful that we don’t equate what we think is good financial behaviour with blessing from God.”

Tax Talk with More Than Enough > The More Than Enough tax team joins Dave and Reb on episode #361 of “Let’s Talk Money with Dave and Reb”. As the tax preparation season quickly approaches, the special guests talk about both the spiritual and practical details that listeners can consider. They discuss the importance of preparedness, follow-through, and taking ownership and responsibility for tax compliance.

     Listen to the end of the show to hear their crazy idea that might just help you get your taxes done!

     To find a list of necessary tax items needed to file with the Canada Revenue Agency go to https://morethanenough.ca/taxes/.

Hope and Freedom for the New Year > There is financial hope and freedom for Canadians to discover in 2024 and on episode #360 of “Let’s Talk Money with Dave and Reb” the co-hosts encourage listeners with the possibilities as they put sound financial habits into practice. Hope and freedom can even come before all debts are paid off because of renewed thinking and behaviour around money. To receive encouragement for the year ahead, tune in to today’s show which is sponsored by Financial Planner Joanne Jehu. Joanne helps clients with financial planning, money management, investments, retirement planning and preparation, as well as areas of risk management including insurance protection. To connect with Joanne and find out more information, go to https://joannejehu.ca/.

     Here is a quote from today’s show from the late pastor and author Eugene Peterson who writes about Psalm 130 and the hope we have as we watch and wait for God, like watchmen waiting for the morning.

     Hoping does not mean doing nothing. It is not fatalistic resignation. It means going about our assigned tasks, confident that God will provide the meaning and the conclusions. It is not compelled to work away at keeping up appearances with a bogus spirituality. It is the opposite of desperate and panicky manipulations, of scurrying and worrying.

     And hoping is not dreaming. It is not spinning an illusion or fantasy to protect us from our boredom or our pain. It means a confident, alert expectation that God will do what He said He will do. It is imagination put in the harness of faith. It is a willingness to let God do it His way and in His time.*

     To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

     *Peterson, Eugene. A Long Obedience in the Same Direction. (Illinois: Intervarsity Press, 2021). 138.